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CLAIM YOUR UNCLAIMED MONEY
Welcome to 5 AM Investments LLC – Surplus Recovery Services
What Is Surplus Recovery?
When a home or property is sold at a foreclosure or tax auction, the sale sometimes brings in more money than what was owed. That extra money is called a surplus or excess funds —and in many cases, the rightful owner of that money never gets notified.
Our job is to help you claim what’s legally yours.
Explore Our Unclaimed Money Services
How We Help
We specialize in locating and recovering surplus funds for individuals and families after a property sale. If your home was sold due to foreclosure, delinquent taxes, or other legal proceedings, you may be owed thousands of dollars —and not even know it.
Best of all, you pay nothing up front—we only get paid when you get paid.
Here’s how we help
Search public records to identify potential surplus funds. Verify ownership and eligibility. Handle all paperwork and filing with the court or government agencies. Guide you step-by-step through the claim process. Work on your behalf to ensure a smooth, legal, and timely recovery.
Why Choose Us?
✔️ Experienced Professionals – We know the process, the paperwork, and the court systems.
✔️ No Upfront Costs – We work on contingency. If we don’t recover anything, you owe nothing.
✔️ Licensed & Compliant – We follow all local and state laws, and operate with transparency.
✔️ Compassionate Service – We know this process can be confusing or emotional. We treat you with respect and care.
How Do I Know If I’m Owed Money?
If your property was sold at auction—especially in the past 1–3 years—you may have unclaimed funds waiting. The courts don’t always notify former owners, so it’s common for people to miss out unless someone contacts them.
We’ll do a free check for you. No obligation.
Testimonials
Darlene R., Wilmington, DE
“I didn’t even know I was owed money…”
“When 5 AM Investments first contacted me, I honestly thought it was a scam. But they were patient, explained everything clearly, and never pressured me. Turns out I was owed over $18,000 from the sale of my late father’s house. I had no idea. They walked me through the process and got me the money in a matter of weeks. I’m forever grateful.”
Monica B., New Castle, DE
“They handled everything—I didn’t have to lift a finger.”
“I was dealing with a lot after losing my home to foreclosure. Tijuana reached out and said there might be leftover money from the auction. I was skeptical but desperate, so I let them check. They ended up recovering $12,400 for me. They handled all the paperwork and kept me updated every step of the way.”
Eric T., Dover, DE
“Professional, honest, and fast.”
“It’s rare to find people who actually do what they say these days, but5 AM Investments delivered. They were honest from the beginning, never charged me anything upfront, and got me back money I would’ve never claimed on my own. Highly recommend them to anyone in a similar situation.”
FAQs
Your Unclaimed Money Questions Answered Before Dawn
What is surplus recovery?
Surplus recovery is the process of helping people claim leftover money—called surplus funds or excess proceeds—from the sale of a property, usually after a foreclosure or tax auction.
How do I know if I’m owed surplus funds?
If your property was recently sold at a foreclosure or tax sale and it sold for more than what was owed, you may be legally entitled to the extra money. We research public records and court filings to determine if there are unclaimed funds in your name.
Why wasn’t I notified about this money?
Courts and counties are supposed to notify former property owners, but the process isn’t always clear or consistent. Many people never get a letter—or they move and miss it. That’s where we step in to help.
Is this legal?
Yes, absolutely. Recovering surplus funds is a legal and legitimate process. We operate with transparency and comply with all applicable laws, including power of attorney requirements and court filings.
Is my information kept private?
Yes. Your personal and case information is always kept confidential. We never sell or share your data, and we use it only for your recovery process.
How much do your services cost?
We work on a contingency basis, meaning there’s no upfront cost to you. We only get paid a percentage of the funds after we successfully recover them for you. If we don’t recover anything, you owe us nothing.
How long does it take to receive the money?
It depends on the county or court handling the surplus, but most cases take 4 to 12 weeks from the time we file your claim. We’ll give you a timeline based on your specific case.
What do I need to do to start the process?
We’ll need: Proof of your identity -A signed agreement authorizing us to represent you -Any documents related to the property sale (if available) We’ll guide you through every step to make it as easy as possible.
What if someone else contacts me about the funds?
You may hear from other companies or law firms offering similar services. We encourage you to ask questions, compare fees, and make sure you’re dealing with someone legitimate. We’re always happy to explain how we work and why our clients trust us.
Can I try to recover the funds myself?
Yes, you can. However, the process can be complicated and time-consuming. Many people choose to work with us to avoid the legal and paperwork headaches. Plus, we don't get paid unless we’re successful—so there's no risk to you.
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